{"id":6633,"date":"2026-10-01T17:45:36","date_gmt":"2026-10-01T12:15:36","guid":{"rendered":"https:\/\/jarvisinvest.com\/jarvis-library\/?p=6633"},"modified":"2026-10-01T17:45:42","modified_gmt":"2026-10-01T12:15:42","slug":"what-to-do-in-a-market-crash-score-your-portfolio","status":"publish","type":"post","link":"https:\/\/jarvisinvest.com\/jarvis-library\/what-to-do-in-a-market-crash-score-your-portfolio\/","title":{"rendered":"What to Do in a Market Crash-Score Your Portfolio"},"content":{"rendered":"\n<p>Everything looks good in a rising market. Prices go up, returns look good, and your confidence is in the seventh sky. The real test comes when markets fall &#8211; 10 &#8211; 20 &#8211; 30 percent fall. That is when fear replaces logic, losses appear faster than gains ever did, and weak portfolios get exposed. <strong>So what should you actually do when the stock market crash?<\/strong><\/p>\n\n\n\n<p>Not react in haste,The more sensible step is to pause and look inward, to understand whether your portfolio is built to withstand such phases. A simple <strong><a href=\"https:\/\/jarvisinvest.com\/jarvis-health-check\" title=\"portfolio health check\">portfolio health check<\/a><\/strong> can often reveal risks that stay hidden in good times, but matter the most when markets turns.<\/p>\n\n\n\n<p>In this article, we have fully explained a point-by-point framework to help investors genuinely assess how strong your portfolio is when stock markets crash.<\/p>\n\n\n\n<h2><strong>Drawdown Tolerance in Market Crash: Can You Actually Handle Losses?<\/strong><\/h2>\n\n\n\n<p>Drawdown is the temporary fall in your portfolio value from its peak. Most investors think they can tolerate a 20% fall. Very few actually can.<\/p>\n\n\n\n<p>When your portfolio falls:<\/p>\n\n\n\n<ul>\n<li>Daily losses look larger than daily gains ever felt.<\/li>\n\n\n\n<li>Confidence drops faster than prices<\/li>\n\n\n\n<li>Decision-making becomes emotional, not logical<\/li>\n<\/ul>\n\n\n\n<p>If a 15% fall makes you check your portfolio every hour, your portfolio risk is already too high for you, even if the assets are \u201cgood.\u201d A strong portfolio is aligned not just with market risk, but with your personal emotional capacity. If the structure forces you into panic, it is, by definition, weak.<\/p>\n\n\n\n<h2><strong>Asset Allocation Strategy for a Market Crash: The Core Strength Test<\/strong><\/h2>\n\n\n\n<p><strong><a href=\"https:\/\/jarvisinvest.com\/jarvis-library\/asset-allocation-to-protect-and-grow-your-investment\/\" title=\"Asset allocation\">Asset allocation<\/a><\/strong> is the single biggest factor in how your portfolio behaves in a market downturn. Portfolios fail not because stocks fall, but because everything falls together.<\/p>\n\n\n\n<p>A weak allocation usually means too much equity exposure, no balance between growth and stability &amp; no predefined structure. On the other hand, a strong allocation means equity for growth, debt for stability, and cash for flexibility.<\/p>\n\n\n\n<p>When markets fall, debt and cash do not exist to give returns. They exist to prevent bad decisions. They slow down losses, give mental comfort, and allow rebalancing. If your portfolio only works when markets rise, it is not a portfolio. It is a bet.<\/p>\n\n\n\n<h2><strong>Market Capitalization Exposure: Where the Pain Hits First<\/strong><\/h2>\n\n\n\n<p>Not all stocks fall equally. Historical data suggest that:<\/p>\n\n\n\n<ul>\n<li>Large-cap stocks usually fall less and recover earlier<\/li>\n\n\n\n<li>Mid-cap stocks fall more and recover slower<\/li>\n\n\n\n<li>Small-cap stocks fall the hardest and test patience the most<\/li>\n<\/ul>\n\n\n\n<p>In bull markets, small and mid-caps make portfolios look smart. In bear markets, they expose overconfidence. A strong portfolio knows why each market cap exposure exists:<\/p>\n\n\n\n<ul>\n<li>Large caps for stability<\/li>\n\n\n\n<li>Mid-caps for measured growth<\/li>\n\n\n\n<li>Small caps only for long-term capital that can tolerate deep volatility<\/li>\n<\/ul>\n\n\n\n<p>If your portfolio is dominated by whatever performed best recently, it is structurally weak.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/jarvisinvest.com\/jarvis-protect\"><img decoding=\"async\" src=\"https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/03\/proect-blog-ad-1200x188.png\" alt=\"What to do in a market crash - Score your portfolio today with Portfolio Health Check\" class=\"wp-image-6608\" width=\"896\" height=\"140\" srcset=\"https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/03\/proect-blog-ad-1200x188.png 1200w, https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/03\/proect-blog-ad-600x94.png 600w, https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/03\/proect-blog-ad-768x120.png 768w, https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/03\/proect-blog-ad-1536x241.png 1536w, https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/03\/proect-blog-ad-750x118.png 750w, https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/03\/proect-blog-ad-1140x179.png 1140w, https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/03\/proect-blog-ad.png 1773w\" sizes=\"(max-width: 896px) 100vw, 896px\" \/><\/a><figcaption class=\"wp-element-caption\">#what_to_do_in_A_market_Crash<\/figcaption><\/figure>\n\n\n\n<h2><strong>Role of Debt as Protection in a Market Crash: The Shock Absorber<\/strong><\/h2>\n\n\n\n<p>Debt assets are often ignored because they feel unexciting. In market falls, they become critical. Debt does three important things:<\/p>\n\n\n\n<ol>\n<li>Reduces overall volatility<\/li>\n\n\n\n<li>Protects capital during sharp corrections<\/li>\n\n\n\n<li>Gives you money to rebalance into equity at lower levels<\/li>\n<\/ol>\n\n\n\n<p>Without debt, every fall forces you into a corner: either tolerate extreme volatility or sell equity at the wrong time. Strong portfolios use debt intentionally, not accidentally. Debt is not about returns. It is about control.<\/p>\n\n\n\n<h2><strong>Liquidity: Can You Survive Without Selling?<\/strong><\/h2>\n\n\n\n<p>Liquidity decides whether you are an investor or a forced seller. During market falls:<\/p>\n\n\n\n<ul>\n<li>Job risk increases<\/li>\n\n\n\n<li>Emergency expenses feel heavier<\/li>\n\n\n\n<li>Fear of running out of cash increases<\/li>\n<\/ul>\n\n\n\n<p>If you do not have enough liquid money:<\/p>\n\n\n\n<ul>\n<li>You sell investments to raise cash<\/li>\n\n\n\n<li>You sell when prices are low<\/li>\n\n\n\n<li>You lock in permanent losses<\/li>\n<\/ul>\n\n\n\n<p>A strong portfolio always separates:<\/p>\n\n\n\n<ul>\n<li>Emergency money<\/li>\n\n\n\n<li>Short-term needs<\/li>\n\n\n\n<li>Long-term investments<\/li>\n<\/ul>\n\n\n\n<p>Markets recover. Portfolios recover. Only if you are not forced to exit.<\/p>\n\n\n\n<h2><strong>Sector and Theme Concentration: One Story Risk<\/strong><\/h2>\n\n\n\n<p>Concentration feels comfortable when the story is working. The problem appears when the story breaks. If your portfolio depends heavily on one sector, theme, or macro-narrative, then a single negative event can damage the entire portfolio at once.<\/p>\n\n\n\n<p>Strong portfolios spread risk across:<\/p>\n\n\n\n<ul>\n<li>Different business cycles<\/li>\n\n\n\n<li>Different economic drivers<\/li>\n\n\n\n<li>Different types of companies<\/li>\n<\/ul>\n\n\n\n<p>It does not eliminate losses. It prevents <strong>irreversible damage<\/strong>.<\/p>\n\n\n\n<h2><strong>Leverage Risks Amplified in a Market Crash<\/strong><\/h2>\n\n\n\n<p>Leverage turns normal market volatility into a personal crisis. This includes:<\/p>\n\n\n\n<ul>\n<li>Investing with borrowed money<\/li>\n\n\n\n<li>High EMIs are dependent on market income<\/li>\n\n\n\n<li>Margin trading or leveraged products<\/li>\n<\/ul>\n\n\n\n<p>When markets fall, leverage creates pressure from both sides: Asset values fall &amp; obligations stay fixed. Even a good portfolio can fail under bad cash flow pressure. Strong portfolios are built to survive bad markets without financial stress.<\/p>\n\n\n\n<h2><strong>Rebalancing Strategy in a Market Crash: Turning Pain Into Advantage<\/strong><\/h2>\n\n\n\n<p><strong><a href=\"https:\/\/jarvisinvest.com\/jarvis-library\/portfolio-rebalancing-for-2026-stocks-to-hold-exit\/\" title=\"Portfolio Rebalancing\">Portfolio Rebalancing<\/a><\/strong> is what separates long-term investors from emotional traders. Without rebalancing:<\/p>\n\n\n\n<ul>\n<li>Equity weight rises in bull markets<\/li>\n\n\n\n<li>Risk silently increases<\/li>\n\n\n\n<li>Falls hurt more than expected<\/li>\n<\/ul>\n\n\n\n<p>With rebalancing:<\/p>\n\n\n\n<ul>\n<li>You automatically sell what has held up<\/li>\n\n\n\n<li>You buy what has fallen<\/li>\n\n\n\n<li>Risk stays controlled<\/li>\n<\/ul>\n\n\n\n<p>Rebalancing forces you to do the hardest thing in investing, calmly and systematically. Portfolios that rebalance regularly fall less and recover faster.<\/p>\n\n\n\n<h2><strong>Time Horizon Alignment: Are You Using the Right Assets?<\/strong><\/h2>\n\n\n\n<p>Many investors panic not because markets fall, but because <strong>they need money at the wrong time<\/strong>.<\/p>\n\n\n\n<p>Problems arise when:<\/p>\n\n\n\n<ul>\n<li>Short-term goals are invested in equity<\/li>\n\n\n\n<li>Long-term money is used casually<\/li>\n\n\n\n<li>Goals are not clearly defined<\/li>\n<\/ul>\n\n\n\n<p>Strong portfolios assign every rupee a job:<\/p>\n\n\n\n<ul>\n<li>Short-term needs stay safe<\/li>\n\n\n\n<li>Long-term goals get equity exposure<\/li>\n\n\n\n<li>No confusion during volatility<\/li>\n<\/ul>\n\n\n\n<p>Time does not eliminate risk. Misalignment magnifies it.<\/p>\n\n\n\n<h2><strong>Final Portfolio Strength Assessment<\/strong><\/h2>\n\n\n\n<p>When you score your portfolio honestly on these points, the result is usually eye-opening.<\/p>\n\n\n\n<ul>\n<li>A high score means you can stay invested<\/li>\n\n\n\n<li>A medium score means fine-tuning is needed<\/li>\n\n\n\n<li>A low score means your most significant risk is not the market, but your structure<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/jarvisinvest.com\/jarvis-protect\"><img decoding=\"async\" width=\"1200\" height=\"254\" src=\"https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/08\/Protect-your-existing-portfolio-1200x254.png\" alt=\"Protect your portfolio real-time before sudden market crash from SEBI Registered Investment Advisor Jarvis Invest\" class=\"wp-image-9311\" srcset=\"https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/08\/Protect-your-existing-portfolio-1200x254.png 1200w, https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/08\/Protect-your-existing-portfolio-600x127.png 600w, https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/08\/Protect-your-existing-portfolio-768x162.png 768w, https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/08\/Protect-your-existing-portfolio-750x159.png 750w, https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/08\/Protect-your-existing-portfolio-1140x241.png 1140w, https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/08\/Protect-your-existing-portfolio.png 1400w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><figcaption class=\"wp-element-caption\">#protect_your_portfolio_today_before_sudden_market_Crash_from_Sebi_registered_investment_Advisor<\/figcaption><\/figure>\n\n\n\n<h2><strong>Before You Go<\/strong><\/h2>\n\n\n\n<p>Market falls are not accidents. They are part of the system. Strong portfolios are not built to avoid falls. They are built to <strong>survive them without panic<\/strong>, without forced selling, and without permanent damage. If your portfolio allows you to stay calm when prices are falling, you are already ahead of most investors.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Know your portfolio score using our <strong>Portfolio Health Check<\/strong> with <strong><a href=\"https:\/\/share.google\/Y5EUGHGQSzqhmobYB\" title=\"Jarvis Invest\">Jarvis Invest<\/a><\/strong> &#8211;<a href=\"https:\/\/jarvisinvest.com\/jarvis-health-check\"> https:\/\/jarvisinvest.com\/jarvis-health-check<\/a><\/p>\n\n\n\n<div style=\"background:#F2F8FF;\nborder:1px solid #D8E8FB;\nborder-left:5px solid #0A409E;\nborder-radius:12px;\npadding:18px 22px;\nmargin:30px 0;\nfont-family:'DM Sans',Arial,sans-serif;\nfont-size:15px;\nline-height:1.8;\ncolor:#222;\">\n\n<strong style=\"color:#0A409E;\">Disclaimer:<\/strong>\n\nThe information, data, charts and company references presented in this article are compiled from publicly available sources believed to be reliable. While reasonable efforts have been made to ensure accuracy, <strong>Jarvis Invest does not guarantee the completeness, accuracy or timeliness of the information.<\/strong>\n\nThis content is intended solely for educational and informational purposes and should not be construed as investment, financial or trading advice. Investments in securities are subject to market risks. Please conduct your own research or consult a <strong>SEBI Registered Investment Advisor<\/strong> before making any investment decision.\n\n<strong>Jarvis Invest is a SEBI Registered Investment Adviser (Registration No. INA000013235).<\/strong> Past performance is not indicative of future results.\n\n<\/div>\n\n\n\n<h2><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\n<div class=\"jnews-block jnews-faqs-block jnews_1790856671659_h1gkq7nn\"><style><\/style><div class=\"jnews-faq-wrapper style-1\">\n<div class=\"list-wrapper expand\"><a class=\"list-toogle\" href=\"#\"><h5 class=\"question\">1. What should I do with my portfolio during a market crash?<\/h5><svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\"><\/path><\/svg><\/a><div class=\"card-expand\">\n<p>Start by reviewing your asset allocation, liquidity, diversification and investment horizon rather than reacting only to falling prices. A market crash can expose risks that were less visible during a rising market, including excessive equity exposure, sector concentration and insufficient liquidity. Recent investor guidance has similarly emphasized maintaining allocation discipline and avoiding emotional portfolio changes during corrections.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"list-wrapper\"><a class=\"list-toogle\" href=\"#\"><h5 class=\"question\">2. How do I know if my portfolio can survive a market crash?<\/h5><svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\"><\/path><\/svg><\/a><div class=\"card-expand\" style=\"display:none\">\n<p>A portfolio&#8217;s resilience can be assessed through factors such as drawdown tolerance, equity-debt allocation, large-cap, mid-cap and small-cap stocks exposure, liquidity, sector concentration, leverage and rebalancing discipline. A portfolio that forces you to sell investments to meet short-term expenses may be more vulnerable during a sharp fall.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"list-wrapper\"><a class=\"list-toogle\" href=\"#\"><h5 class=\"question\">3. How much can a portfolio fall during a market crash?<\/h5><svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\"><\/path><\/svg><\/a><div class=\"card-expand\" style=\"display:none\">\n<p>There is no fixed percentage because the drawdown depends on asset allocation, stock selection, market-cap exposure, diversification and the severity of the decline. Equity-heavy portfolios can experience significantly larger fluctuations than portfolios diversified across different asset classes.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"list-wrapper\"><a class=\"list-toogle\" href=\"#\"><h5 class=\"question\">4. Should I sell my stocks when the market crashes?<\/h5><svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\"><\/path><\/svg><\/a><div class=\"card-expand\" style=\"display:none\">\n<p>A falling market alone does not determine whether an investment should be sold. Investors should review whether their original investment thesis, financial goals, risk tolerance or asset allocation has changed. Selling simply because prices have fallen can turn temporary declines into permanent losses, particularly when the decision is driven by short-term fear rather than portfolio fundamentals.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"list-wrapper\"><a class=\"list-toogle\" href=\"#\"><h5 class=\"question\">5. Why is diversification important during a market crash?<\/h5><svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\"><\/path><\/svg><\/a><div class=\"card-expand\" style=\"display:none\">\n<p>Diversification reduces dependence on a single sector, theme, company type or economic driver. It cannot prevent losses during a broad decline, but it can reduce the damage caused when one concentrated part of a portfolio performs particularly poorly. <\/p>\n<\/div><\/div>\n\n\n\n<div class=\"list-wrapper\"><a class=\"list-toogle\" href=\"#\"><h5 class=\"question\">6. Should I rebalance my portfolio after a market crash?<\/h5><svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\"><\/path><\/svg><\/a><div class=\"card-expand\" style=\"display:none\">\n<p>Rebalancing may be appropriate when market movements have pushed your asset allocation materially away from its intended structure. Rather than trying to predict the market bottom, rebalancing restores the portfolio toward its planned risk level. Recent Moneycontrol coverage similarly emphasizes reviewing asset allocation before making reactive changes to funds.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"list-wrapper\"><a class=\"list-toogle\" href=\"#\"><h5 class=\"question\">7. How can I check my portfolio risk before the next market crash?<\/h5><svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\"><\/path><\/svg><\/a><div class=\"card-expand\" style=\"display:none\">\n<p>Review how much your portfolio could potentially fall, how concentrated it is across stocks and sectors, whether your asset allocation matches your risk tolerance, how much liquidity you have and whether you follow a defined rebalancing process. A<strong><a href=\"https:\/\/jarvisinvest.com\/jarvis-health-check\" title=\" portfolio health check \"> portfolio health check <\/a><\/strong>can help identify these weaknesses before volatility makes them more visible.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Everything looks good in a rising market. Prices go up, returns look good, and your confidence is in the seventh sky. The real test comes when markets fall &#8211; 10 &#8211; 20 &#8211; 30 percent fall. That is when fear replaces logic, losses appear faster than gains ever did, and weak portfolios get exposed. So [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":13100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"jnews_social_meta":[],"jnews_override_counter":[],"jnews_post_split":[]},"categories":[34],"tags":[307,331,298,1596,1616,1582,333,309,1615,1614,1316,1581,1102,315],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/jarvisinvest.com\/jarvis-library\/wp-content\/uploads\/2026\/03\/What-to-Do-in-a-Market-Crash-Score-Your-Portfolio-1.png","amp_enabled":true,"_links":{"self":[{"href":"https:\/\/jarvisinvest.com\/jarvis-library\/wp-json\/wp\/v2\/posts\/6633"}],"collection":[{"href":"https:\/\/jarvisinvest.com\/jarvis-library\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jarvisinvest.com\/jarvis-library\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jarvisinvest.com\/jarvis-library\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/jarvisinvest.com\/jarvis-library\/wp-json\/wp\/v2\/comments?post=6633"}],"version-history":[{"count":3,"href":"https:\/\/jarvisinvest.com\/jarvis-library\/wp-json\/wp\/v2\/posts\/6633\/revisions"}],"predecessor-version":[{"id":13101,"href":"https:\/\/jarvisinvest.com\/jarvis-library\/wp-json\/wp\/v2\/posts\/6633\/revisions\/13101"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jarvisinvest.com\/jarvis-library\/wp-json\/wp\/v2\/media\/13100"}],"wp:attachment":[{"href":"https:\/\/jarvisinvest.com\/jarvis-library\/wp-json\/wp\/v2\/media?parent=6633"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jarvisinvest.com\/jarvis-library\/wp-json\/wp\/v2\/categories?post=6633"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jarvisinvest.com\/jarvis-library\/wp-json\/wp\/v2\/tags?post=6633"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}